Ring In The New Year with an introductory/promotional rate as low as 2.99% APR* on balance transfers through March 31, 2017. Just transfer the balance from a non-VyStar credit card. If you don’t have one yet, apply by phone or at any VyStar branch. Internet Banking users can log in and apply under Apply for a Loan. The special low rate will apply to qualified balances until March 31, 2018. After that, your standard variable or non-variable APR will apply to any remaining balances. And, of course, there are no annual fees, no transaction fees, and absolutely no inactivity fees. Saving money is sure to make your new year happier, so stop by any VyStar location or visit us online today.
We offer several convenient ways to apply:
* APR=Annual Percentage Rate and is current as of January 1, 2017. Introductory/promotional rate is valid on balance transfers from non-VyStar loans/credit cards through March 31, 2017. All loans subject to approval and actual rate may vary and is based on an evaluation of the individual’s credit history. Rate on unpaid balances returns to standard variable or non-variable APR (currently as low as 9.6%-14.0% APR) on April 1, 2018. Programs, rates and terms are subject to change at any time without notice. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business and Savings Secured VISA cards are not eligible for this promotion. ©2017 VyStar Credit Union