When you transfer a balance from a non-VyStar card to your VyStar Visa® credit card, you’ll get 0% APR* for 12 months. After that, you’ll enjoy one of the lowest rates around on purchases and balance transfers. Even better — there’s no balance transfer fee.
If you don't have a VyStar Visa credit card, we offer several convenient ways to apply:
*APR=Annual Percentage Rate and is current as of January 1, 2020. Promotional rate is valid on balance transfers from non-VyStar loans/credit cards when completed by March 31, 2020. Rate on unpaid balances returns to standard variable or non-variable APR (currently 10.60–15.00% APR) twelve (12) billing cycles after completion date of the balance transfer. All loans subject to approval and actual rate may vary and is based on an evaluation of the individual’s credit history. Programs, rates and terms are subject to change at any time without notice. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business and Savings Secured VISA cards are not eligible for this promotion. ©2020 VyStar Credit Union.