By: Phillip Heilman
When you think about shopping for a new car, what comes to mind?
Meandering up and down endless rows of vehicles looking for the one that is right for you? Finding the one you like and then having to negotiate with a salesperson over pricing and features? Wishing you could just go back home and invest in a horse and buggy?
For Kara Hall, the process was much more simple.
Hall, who works in lending at VyStar Credit Union, recently utilized the new VyStar Car Buying Service, offered in partnership with TrueCar, and described her experience as “fantastic.”
With the VyStar Car Buying Service, members can research, compare and shop right from home. They receive upfront pricing and avoid the dreaded haggling experience that often happens at dealerships. Hall said she found the car she wanted to purchase online, and the TrueCar price was emailed to her within minutes. A salesman sent her pictures and information about the car, and they quickly reached an agreement without having to negotiate.
“It was a very simple process, and the dealership was fantastic,” she said. “I happened to be going out of town that weekend, so they held the car and had it ready for me to pick up on Monday afternoon. We were in and out of the dealership within an hour.”
If you’re in the market for a new or new-to-you vehicle, you too can utilize our VyStar Car Buying Service and receive a 0.25% interest rate discount in addition to an efficient experience.
Members typically save more than $3,000 off MSRP, and additional savings are currently available. Through July 31st, the VyStar Car Buying Service is offering a promotional discount of 0.50%* off the interest rate for members who purchase a vehicle using a VyStar VIP Auto Loan, which means more money in your pocket. Plus, if you receive an auto loan through VyStar, you can benefit from having no payments for up to 90 days.**
The process is simple: Apply online at vystarcu.org to get pre-approved for an auto loan and pick up your VIP check. Next, find your new or used car at any of the preferred TrueCar dealers. Then visit the dealership for a test drive, or if you would prefer not to go into a dealership, many of them will bring the car to you for a test drive. Finally, sign the paperwork and hand over your VIP check.
If that sounds much easier than a typical car-buying experience, that’s because it is.
The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. VyStar Credit Union disclaims any liability for decisions you make based on the information provided.
*To earn rate discount of .50% auto must be purchased and VIP check presented for payment by VyStar prior to July 31, 2020. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. **First payment will be due 90 days from closing of the loan. Finance charges begin accruing as of the loan disbursement date. All loans and accounts are subject to approval. Programs, rates, terms and conditions are subject to change at any time without notice. †Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,533. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing. Vehicle Images licensed from EVOX Images.