Whether your idea of fun involves an early-morning fishing adventure, a leisurely afternoon cruise or a dockside dinner with a view, spending time on the water is a great way to relax with family and friends.
That’s why VyStar Credit Union is celebrating the arrival of summer by making it as convenient as ever for members to finance the boat of their dreams.
From May 1 through June 30, we are offering no payments for 90 days on all new, used and refinanced boats. Members can also take advantage of our extended terms of up to 240 months on all boat loans over $75,000.
With that extra money in your bank account, you could get a new rod and reel, splurge on a personal watercraft or start saving for your next vacation. It’s up to you.
VyStar members across Florida and Georgia have access to great spots such as the St. Johns River, Atlantic Ocean and Gulf of Mexico, and the toughest decision you should have to make is where to plan your next day trip. We want to help take care of the rest.
We approve thousands of boat loans each year and always work to make sure our members get the best deal. We recently helped a member who was making monthly payments of $535 on an original boat loan of $66,500. By refinancing and lowering his interest rate, we reduced his monthly payment by about $40, cut 30 months off the term of the loan and saved him more than $23,000.
Now that’s floating your boat.
Getting started online is easy. VyStar’s VIP Loan program lets you shop with the confidence and negotiating power of a cash buyer.
How does it work? First, you are preapproved for a specific amount and you’ll get a good idea of how much your payments will be. Then, you’ll be provided with a VIP check up to your approved limit that you will have with you while you shop. There is no loan obligation unless you use your VIP check.
When you’re ready to buy, just use your VIP check to close the deal. You and the authorized dealer will complete the necessary information and endorse the check. Once your VIP check reaches VyStar, we’ll set up a loan in the amount written on the check and finalize the details for you.
It’s that easy.
Current members can visit our Auto & Recreational Loans webpage and sign in with your account information to immediately begin the application process. If you’re not a member, complete an online application to become one in minutes. Members often receive a same-day decision on their loan request, sometimes in as little as 15 minutes.
If you have any questions, give us a call at 904-777-6000 or 800-445-6289, option 3 or visit any VyStar branch to get more information or complete your loan application.
Summer is right around the corner, so don’t miss out.
All loans subject to credit approval. All credit union programs, services, rates, terms and conditions are subject to change at any time without notice.First payment will be due up to 90 days from closing of the loan. Finance charges begin accruing as of the loan disbursement date. Offer not available on existing VyStar boat loans.
The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. VyStar Credit Union disclaims any liability for decisions you make based on the information provided.