In my previous blog posts, we’ve discussed student loan basics and tips for paying off student loans. This week, I’d like to delve deeper into a question that many student loan borrowers face: Will I be able to take on a mortgage if I am still paying off my student debt? Graduating from a reputable college or university, landing a steady well-paying job after graduation and eventually buying a home have long been the American dream.
So you were lucky enough to get your hands on that cool new gadget you’ve had your eye on for a while—possibly a new smartphone, tablet or laptop. Now, it’s time to get rid of your old device to make way for the new. But do you just toss it in the trash can? Well, technically, you could; however, it wouldn’t be a safe move (or an environmentally friendly one, either).
We ask a lot of our military, and rely on them to protect our freedoms both here and abroad. Unfortunately, the demands of that service can make them more vulnerable to identity theft than other individuals. In fact, the Federal Trade Commission released a study in 2013 saying that military personnel report identity theft twice as much as the general public.
New Mobile Banking App updates were released over the weekend. We are excited to announce:
• Fingerprint Recognition is now available for Android devices
• Card Control for Debit, Business Debit, Health Savings Account (HSA) and Home Equity Line of Credit (HELOC) cards
• Principal Only Payments for VyStar loans
Read on to learn more about each convenient new enhancement!
When you walk into a VyStar Credit Union location, it is hard to miss the bright, colorful artwork that is displayed throughout the branch. What you may not realize, however, is that each piece of art tells an important story: the story of VyStar. It is a visual account of not only how our credit union came to be, but also how we continue to serve our members in the best possible way.
For many people, knowing a tax refund is on the way can be a big relief, an exciting treat, or both. And the sooner the refund arrives, the better.
For victims of tax identity theft, however, the wait can drag on for almost a year. Not to mention they may have to deal with a lot of red tape to get what’s rightfully theirs.
Despite what Barney may have told you growing up, sometimes sharing does not mean caring. Being in the social media game for almost 15 years, you can bet I’ve seen some strange things. The first time I saw someone post a photo of their full debit card (front and back, no joke) on Instagram, I wanted to call them immediately and ask why they would do such a thing. The barriers of privacy are seemingly nonexistent lately, but there is hope … kind of.
The holidays are over, the gifts under the tree have all been unwrapped, the parties have come to an end … and your credit cards are maxed out. What do you do now?
Congress has passed the largest piece of tax reform legislation in more than three decades. The bill will affect the taxes of most taxpayers, but one key point to keep in mind is that, for most people, the bill won't affect your taxes for 2017 (the one you file in 2018).
We’ve all felt it: the tinge of remorse that sets in after the holidays, when we think about all the excess food and shopping we indulged in. And for parents, the pangs of post-holiday guilt can be especially cringe-worthy when we think about the gifts we gave our kids.
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