Long Term Care Insurance :: VyStar Credit Union

Protecting your future beyond conventional health care programs
Long Term Care Insurance

Face it, people are living longer. That means we should take a closer look at what our health care will be like in later years.

Are you going to need more care than what the typical health care programs offer and could the cost of that care hurt you financially? The answer for many of us might be, yes. Contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that people need for personal care such as dressing or taking a bath independently. Planning is essential for you to be able to get the care you might need.

Long-term care covers a variety of services and supports for your personal care needs over an extended period of time. VyStar Financial Group, LLC makes Long Term Care Insurance available to VyStar Credit Union members through its affiliation with CUNA Mutual Life Insurance Company. We recognize that our members face very real risks associated with long-term care needs. Many find themselves without adequate financial and emotional resources when the need for long-term care becomes a reality. By purchasing long-term care insurance, you can enjoy the potential benefits of lower premiums; a convenient automatic deduction payment plan and the peace of mind knowing their long-term care needs are taken care of.

CUNA Mutual Life insurance, a financial services insurance company, is owned by credit unions and their members, and is dedicated exclusively to serving the needs of credit union members. Working with CUNA Mutual Group's Life's long-term care specialists*, you will have access to several quality insurance plans to help fit your needs and can potentially benefit from premium reductions. Find out if you qualify for one or more of these premium reductions on your long-term care insurance:

6% reduction –if you pay your quarterly premium through VyStar Credit Union
10% reduction – For "Preferred" health classification
10% reduction – Just for being married!

To get more information on these services, call toll free 1-800-443-6003.

*Insurance sold through licensed CUNA Mutual Life Insurance Company Representatives, and in New York, licensed insurance representatives of other companies. Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. Product may not be available in your state.

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