Products and Services

• Certificates of Deposits (CD’s)
• Laddering your CDs
• Health Savings Accounts
• Money Market Accounts
• Rates
• Regular Savings Accounts
• Trust/FLUTMA Accounts
• Savings Bonds
• Signature Guarantee

Everyone should have a savings program where they take a percentage of their income and put it into a savings account. This gives you a cushion for emergencies and can also help you reach your longer-term purchasing goals. Some people have found that the easiest way to save is to have a direct.

VyStar offers savings opportunities with our Regular Savings Accounts that earn you dividends. Just look at all you’ll get:

• Competitive Dividends - earn money while you save money.
• Overdraft Protection - use your Savings Account as overdraft protection.
• No Service Charges - and that’s one of the finest "services" we offer.
• Access to Funds by Mail, Branches, Phone, ATM, and Personal Computer - get to your money 24/7.

Dividends paid to the account are calculated daily and credited monthly. With all these benefits, a VyStar Savings Account is the smart way to save. When using your Regular Savings Account for overdraft protection, be sure to check VyStar’s Disclosures for withdrawal limitations.