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Protecting your vehicle investment
GAP Insurance

The minute you drive a new car off the lot, its value decreases. Essentially, it's not a new car anymore but you still owe the full value of your loan. To go one step further, having full collision and comprehensive coverage on your car doesn't necessarily mean it will be replaced at no cost to you if your vehicle is totaled. You could end up paying thousands of dollars because of the gap between the actual value of your car at the time of the accident and the amount you still owe on the loan.

Although we require our members who finance with VyStar to have full coverage on their vehicle, gap insurance isn't usually in their policy. Unsuspecting car owners can be at a loss, literally, if their car is totaled or stolen. Guaranteed Asset Protection (GAP Insurance) will help bridge the GAP between the amount you owe on your loan and the amount your auto insurance company is willing to pay. It is low-cost protection for high-cost losses.

You can sign up for GAP coverage when you apply for a loan at VyStar. A VyStar Representative will be happy to help you with the details. There's no underwriting, no red tape, and no hassles. For your convenience, the amount can be rolled into your monthly loan payment.

At VyStar, we take a personal interest in your protection and are not-for profit. Many of our insurance programs are discounted for our members' benefit.

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