Products and Services

• Certificates of Deposits (CD’s)
• Laddering your CDs
• Health Savings Accounts
• Money Market Accounts
• Rates
• Regular Savings Accounts
• Retirement Center
• Trust/FLUTMA Accounts
• Savings Bonds
• Signature Guarantee

A VyStar Certificate of Deposit offers members the opportunity to lock in a fixed rate of interest to earn on their money over a specific time period.

Lock in your earning power and enjoy high yields for the term of your choice – from three months to five years. A minimum deposit of $500 gets you started. It’s a good idea to put your money in a certificate when you don’t need immediate access to your funds for a period of time. And because you agree to keep the money in the credit union for the specified period of time, you receive a higher dividend rate from VyStar. We also provide tiered rates for higher balances. An early withdrawal penalty may apply. Dividends paid may be received by the account holder from the account without penalty.

Click here for Certificate Rates

18-Month Step-Up Certificates

For additional rate flexibility, you may want to open a certificate with a one-time option to adjust to a higher rate before the certificate matures. This is what our 18-month certificate is all about. You can also add amounts of $2,000 or more any time during the 18-month Step-Up Certificate term. An early withdrawal penalty may apply. It’s that kind of flexibility that makes saving really pay off. Dividends earned are compounded and paid monthly. So your dividends keep on earning dividends. And that means more money in your pocket.