Credit Cards :: VyStar Credit Union

Credit Cards

Choose the Visa Card That’s Right For You

Enjoy the world around you with a credit card that is clearly better. Don't let other cards fool you! With a VyStar Visa credit card there are no fees, no teaser rates and no fine print surprises. Other benefits include free electronic payment services and security monitoring, emergency assistance, and safer online shopping. We even offer secured credit cards for our members with special credit needs.

Electronic Security Protection


Design Your Own Card VIEW DEMO RATES UChoose Rewards® : Login to Internet Banking to view and redeem your points Product Information	Platinum Rewards Plus Visa®: variable rate credit card that earns rewards; one point for every $1 qualified purchase plus, extra points for shopping at participating retailers Low variable interest rate Low minimum monthly payment No Annual Fee No Fee Services: no cash advance, balance transfer, convenience check and transaction (includes foreign) fees No rate increase on a cash advance or because payment is late; no inactivity fees Interest-Free Grace Period on Purchases Free Visa Alerts to monitor your card transactions $500,000 in Travel Accident Insurance Emergency Cash Disbursement and Card Replacement

Design Your Own Card VIEW DEMO RATES Product Information	Platinum Cash Back Visa®: variable rate credit card that gives cash back, credited to your card every October; 2% cash back on gas and grocery purchases; 1% cash back on all other purchases Low variable interest rate Low minimum monthly payment No Annual Fee No Fee Services: no cash advance, balance transfer, convenience check and transaction (includes foreign) fees No rate increase on a cash advance or because payment is late; no inactivity fees Interest-Free Grace Period on Purchases Free Visa Alerts to monitor your card transactions $500,000 in Travel Accident Insurance Emergency Cash Disbursement and Card Replacement

Design Your Own Card VIEW DEMO RATES Product Information	Platinum Visa®: no-frills variable rate credit card that simply offers our lowest credit card rate possible The advantage of our lowest variable credit card interest rate Powerful credit lines Low minimum monthly payment No Annual Fee No Fee Services: no cash advance, balance transfer, convenience check and transaction (includes foreign) fees No rate increase on a cash advance or because payment is late; no inactivity fees Interest-Free Grace Period on Purchases Free Visa Alerts to monitor your card transactions $500,000 in Travel Accident Insurance Emergency Cash Disbursement and Card Replacement

Design Your Own Card - With this service for credit cards, you can create your own card design. Feature a loved one, show off friends, share a memory, make your pet a star, display a favorite scene or place you’ve traveled to or, select from a catalog of pre-approved images. Here’s how : - Login to Internet Banking and under loans, go to your card’s full history or recent activity page. Select the "Online Services" tab and Design Your Own Card and follow three simple steps. There will be a small $10 charge to process your personal image and certain restrictions apply. Watch the demo for more details. Certain terms and conditions apply to the design your own card service. Custom images must meet Visa® USA and other standards set forth by the credit union. Images are screened by Visa to ensure your protection and you will be notified via email if your art is not accepted. Cost for your personalized card design is $10 per card. Also available to members who have existing VyStar MasterCards (this product is no longer offered). Free Visa Alerts service to monitor your accounts on your own - Visa cardholders can set up Visa Alerts for their VyStar Visa credit cards. When a transaction meets the criteria you select a message will be sent to you via a text message. To get started: Login to Internet Banking, click on your Visa card account name for your credit card information. Then, under "online services" select Visa Alerts.