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Credit Cards

Choose the Visa Card That’s Right For You

Enjoy the world around you with a credit card that is clearly better. Don't let other cards fool you! With a VyStar Visa credit card there are no fees, no teaser rates and no fine print surprises. Other benefits include free electronic payment services and security monitoring, emergency assistance, and safer online shopping. We even offer secured credit cards for our members with special credit needs.


Design your own card.

Design Your Own Card
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RATES
UChoose Rewards® :
Login to Internet Banking to view and redeem your points

 

Product Information

Platinum Rewards Plus Visa®:

variable rate credit card that earns rewards; one point for every $1 qualified purchase plus, extra points for shopping at participating retailers
  • Low variable interest rate
  • Low minimum monthly payment
  • No Annual Fee
  • No Fee Services: no cash advance, balance transfer, convenience check and transaction (includes foreign) fees
  • No rate increase on a cash advance or because payment is late; no inactivity fees
  • Interest-Free Grace Period on Purchases
  • Free Visa Alerts to monitor your card transactions
  • Travel Protection Package with $500,000 in Travel Accident Insurance and Visa Auto Rental Collision Damage Waiver benefit (Auto Rental CDW)
  • Emergency Cash Disbursement and Card Replacement

Platinum Cash Back Visa
 

Design Your Own Card
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RATES

 

Product Information

Platinum Cash Back Visa®:

variable rate credit card that gives cash back, credited to your card every October; 2% cash back on gas and grocery purchases; 1% cash back on all other purchases
  • Low variable interest rate
  • Low minimum monthly payment
  • No Annual Fee
  • No Fee Services: no cash advance, balance transfer, convenience check and transaction (includes foreign) fees
  • No rate increase on a cash advance or because payment is late; no inactivity fees
  • Interest-Free Grace Period on Purchases
  • Free Visa Alerts to monitor your card transactions
  • Travel Protection Package with $500,000 in Travel Accident Insurance and Visa Auto Rental Collision Damage Waiver benefit (Auto Rental CDW)
  • Emergency Cash Disbursement and Card Replacement

Platinum Visa

Design Your Own Card
VIEW DEMO

RATES

Product Information

Platinum Visa®:

no-frills variable rate credit card that simply offers our lowest credit card rate possible
  • The advantage of our lowest variable credit card interest rate
  • Powerful credit lines
  • Low minimum monthly payment
  • No Annual Fee
  • No Fee Services: no cash advance, balance transfer, convenience check and transaction (includes foreign) fees
  • No rate increase on a cash advance or because payment is late; no inactivity fees
  • Interest-Free Grace Period on Purchases
  • Free Visa Alerts to monitor your card transactions
  • Travel Protection Package with $500,000 in Travel Accident Insurance and Visa Auto Rental Collision Damage Waiver benefit (Auto Rental CDW) 
  • Emergency Cash Disbursement and Card Replacement

Design Your Own Card
 
Follow the easy steps to personalize your card with an image of your choice. Here’s how:
Login to Internet Banking and under the Loans section, select your credit card account name for credit card account information and services. Then, select the " Services" tab and Design Your Own Card and follow the simple steps. There will be a small $10 charge to process your personal image and certain restrictions apply*. Watch the demo for more details.
 
Free Visa Alerts service to monitor your accounts on your own

Visa cardholders can set up Visa Alerts for their VyStar Visa credit cards. When a transaction meets the criteria you select a message will be sent to you via a text message. To get started: Login to Internet Banking, click on your credit card account name for your credit card account information and service. Then, under the "Communications" tab select Visa Transaction Alerts 


How to Apply

Business Platinum Rewards Visa
Home Equity Platinum Visa

Debt Consolidation           Payment Services

 

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