Products and Services

Business Deposit Accounts
  • Business Savings Account - Earn dividends with easy access to your funds. There’s a low opening-deposit requirement. Easy-to-read monthly statements make record keeping and money management a snap. A Business Savings Account is required for a business membership at VyStar.
     
  • Business Certificates of Deposit - VyStar CDs let you lock in a fixed rate of interest to earn on your money over a specific time period. Low minimum deposit requirements, flexible terms from 3 months to 5 years, automatic renewals, tiered certificates with higher yields for higher balances, plus the security of NCUA insurance up to $250,000. Interest earned is calculated daily, compounded and credited monthly and will be computed on every dollar on the account.
     
  • Regular Business Checking Account - This is ideal for businesses with heavy account activity. A no opening deposit offers no fees for up to 250 items* per month and no monthly service charge when a minimum average daily balance of $5,000 is maintained.
     
  • Business Volume Checking with no opening deposit offers no fees for up to 500 items* per month and no monthly service charge when a minimum average daily balance of $15,000 is maintained.
     
  • Small Business Checking Account - Perfect for businesses with limited account activity, and no opening deposit is required. This account provides the flexibility you need, plus the opportunity to earn competitive yields. Up to 100 items* can be processed per month at no charge.
     
  • Non-Profit Association Checking Account - The ideal solution for associations, clubs, churches, charitable and other non-profit organizations. It features unlimited transactions with no fees, easy record keeping, and no monthly service charges. Dividends are paid on higher balances.

*Items include checks cleared, transfers, deposited items, withdrawals and other credits or debits.

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