Come in to VyStar for an auto loan or to refinance a non-VyStar auto loan to VyStar and get $200 cash back*. Plus, enjoy rates as low as 1.35% APR** for 36 months, or 1.99% APR** for 60 months, no hidden fees and no surprises.

So look no further. Here's how to apply for a VyStar Auto Loan:

VyStar Members can follow easy steps to apply online with our secure application process. Login to Internet Banking with your Username and Password and under Additional Services click, Apply for a Loan. Choose the type of loan you want and when you are finished, simply click the SEND button and wait for a response.

Note: If you have never used Internet Banking, this would be a great time to sign up. Click "Internet Banking Login" at the top of this screen, in the box on the left side of the screen, log-in with your VyStar Member Number and Magic*Touch PIN and click "LOGIN" in to Internet Banking. To learn more about Internet Banking, view our Internet Banking Guide.

Members can also phone VyStar's Call Center at (904) 777-6000 or 800-445-6289, option 3 to apply for a VyStar loan, stop by any VyStar Branch or drive on in to any of our 100+ dealership partners and apply right in the showroom.

We welcome New Members to VyStar: If you live or work in the VyStar area, you can be a member. Click here to find out how to join VyStar Credit Union. If you have questions, click VyChat while online or phone our Call Center at (904) 777-6000 or 800-445-6289

*$200 cash back offer is available for a limited time and only valid on new VyStar auto loans of $10,000 or greater on loans originated on June 1, 2014 or later and not on refinancing of an existing VyStar auto loan. Cash will be credited to member’s savings account within 30 days of loan disbursement.

**APR = Annual Percentage Rate is current as of August 1, 2014 and subject to change. Actual rate may vary and is based on an evaluation of the individual’s credit history. All rates and terms are subject to credit approval and certain conditions and restrictions may apply. Estimated monthly payment for 36 mo. of $28.36 per $1,000.00 borrowed. Estimated monthly payment for 60 mo. of $17.42 per $1,000.00 borrowed.

***Qualified rate good on new or used vehicles model year 2007 and newer. 

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