Auto loan promotion image- Rates as low as 1.35%APR*

Loan Rates that are clean and simple— With rates as low as 1.35% APR* for 36 months, or 1.99% APR for 60 months, now is the perfect time to visit VyStar for an auto loan or to refinance a non-VyStar auto loan. So you can save money while keeping things simple. No hidden fees. No surprises.

Just drive on in to any of our convenient locations or 100+ dealership partners, or call to apply today.


Here's how to apply for a VyStar Auto Loan:


We welcome New Members to VyStar: If you are a non-member who lives or works in the VyStar area, you can join us at any VyStar Branch location. On our website there is a New Membership Application/Account Card form you can fill out and print. Take this with you or fill out an application when you get to the branch and we will be glad to open your VyStar membership savings account. Be sure to let your VyStar Representative know you want a VyStar Motorcycle Loan. If you have questions, click VyChat while online or phone our Call Center at (904) 777-6000 or 800-445-6289.

Existing VyStar Members can follow easy steps to apply online with our secure application process. Login to Internet Banking with your User ID and Password and click, Apply for a Loan*. Choose the type of loan you want and when you are finished, simply click the SEND button and wait for a response.

Note: If you have never used Internet Banking, this would be a great time to sign up. Click "Internet Banking Login" at the top of this screen, in the box on the left side of the screen, log-in with your VyStar Member Number and Magic*Touch PIN and click "LOGIN" in to Internet Banking. To learn more about Internet Banking, view our Internet Banking Guide.

Members can also phone VyStar's Call Center at (904) 777-6000 or 800-445-6289, option 3 to apply for a VyStar loan, stop by any VyStar Branch. 


*All loans subject to credit approval. Annual Percentage Rate (APR) is current as of March 16, 2015. Actual rate may vary is based on an evaluation of the individual’s credit history. Term of up to 36 months; estimated monthly payment of $28.36 per $1,000 borrowed. Term of up to 60 months; estimated monthly payment of $17.52 per $1,000 borrowed. Qualified rate good on new vehicles 2014 or later. Programs, rates, terms and conditions are subject to change at any time without notice. ©2015 VyStar Credit Union.


Today's Rates