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HOW TO GET A RATE DISCOUNT Set up free Automatic Funds Transfer Service as the payment method for most VyStar loans and receive an Optional Rate Discount of .25%. VyStar loan rates are already low – with AFTS they can be even lower. Payments are based on the standard rate without the ORD. Your payments will automatically be deducted from your VyStar account each month. No bill to remember to pay, no check to write and mail. Select a transfer cycle that satisfies your money management needs and ensures the funds are available in your account. Note: The minimum scheduled payment will at all times be based on the standard rate without the Optional Rate Discount. If this payment method is discontinued or the loan becomes delinquent, the .25% interest rate reduction will not apply for the remaining term of the loan, and the interest rate will revert back to the standard rate. Credit Card, Savings Secured, Certificate Secured, Mobile Home, and Mortgage loans are not eligible for the optional rate discount. |






