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HOW TO MAKE A LOAN PAYMENT

Set up Automatic Funds Transfer Service

With AFTS your loan payments (except credit cards) will automatically be deducted from your VyStar account. Once this service is set up all you have to do is make sure sufficient funds are in your account. We’ll do the rest. Select “Automatic Funds Transfer Service ” now, for a printable AFTS Sign-up Form that you can fill out and return to VyStar.  Or call us at 904-777-6000 or 800-445-6289 option 9, or stop by a branch and we'll be glad to help.

Make an Internet Banking Transfer

VyStar Internet Banking users can log in anytime with their User ID and Password and make a transfer (that serves as a payment) from their checking, savings or money market to their VyStar loan.

If you have never used Internet Banking and want to sign up – select “Internet Banking ” now and click "Enroll" in the Internet Banking log-in box. To learn more about Internet Banking, view our Internet Banking Video.

Set up Free Bill Payer in Internet Banking

Bill Payer can be reached directly through Internet Banking – no extra login or password is required. In Internet Banking, select the BILL PAYER tab at the top of your screen to get started.

Review, manage and pay your accounts from one secure service. Save on postage and the cost of writing checks. Avoid late fees—have your bills paid promptly on dates you select. Arrange to have some bills sent to you electronically. Viewing and paying your bills is now easier than ever!

Pay by phone through Magic*Touch

Make a payment over the telephone with our voice response telephone service. With your Member Number and Magic*Touch PIN you can use transfer from your checking, savings or money market accounts to your VyStar loan. Select “Magic*Touch” above to learn more about all our Magic*Touch services.

(904) 777-6001 or 1-800-235-6289 (toll free) or Cingular *6001 to make loan payments and other Magic*Touch transactions
(904) 908-2420 or 1-888-529-6289 (toll free): for TDD service for hearing and speech impaired
(904) 594-5483 or 1-888-978-2728 (toll free): for Spanish speaking

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