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Mortgage Application – Ways To Apply:

If you are shopping for a home, you can get assistance fast by simply contacting us in a manner that is most convenient for you. We have a number of ways to apply for a Mortgage Loan and would like to answer your questions and help you through the whole home-buying ordeal.

  • Apply Online: VyStar's new Mortgage Loan Application and Services are right here on VyStar's website. Select "MORTGAGE CENTER " now for 24-hour online assistance.

    Apply online and receive a "conditional approval" that can be utilized as you shop for a new home. Other services include: check the status of your loan anytime; mortgage and amortization calculators; glossary of mortgage processes and terminology and much more! Keep track of your mortgage rates through "Rate Tracker".

  • VyStar Call Center-Mortgage Unit: Apply over the phone. An Account Representative will take your mortgage loan application at (904) 777-6000, option 3 or 1-800-445-6289, option 3. Hours: 8:30 a.m.-7 p.m. Monday - Friday; 9 a.m. - 3 p.m. Saturday.

  • Call for an Appointment: VyStar's Mortgage Lending Department is ready to serve your lending needs at (904) 908-2689 or 1-800- 445-6289, extension 2689. Or, contact one of the Mortgage Loan Officers above.


  • Or, Apply by Mail. Request an Application Package by calling (904) 777-6000 or 1-800- 445-6289 or stopping by any VyStar Branch location.

Mortgage Loans

VYSTAR MORTGAGE CENTER

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