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Although there's no foolproof formula for spotting a phishing e-mail or counterfeit/spoofed
web site, these signs should arouse your suspicion.
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SIGNS OF A PHISHING E-MAIL
- There may be a sense of urgency. Example: Your account will be closed or
temporarily suspended if you do not respond to this e-mail and provide the information
required to validate your account record.
- There are embedded links that look legitimate because they contain all or
part of a real company's name. These links may take you to a counterfeit or spoofed
site (or pop up windows) that ask you to enter, confirm or update personal or financial
information.
- There may be obvious spelling errors. These help phishing e-mails avoid spam filters
that Internet Service Providers (ISPs) use.
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Counterfeit or spoofed website
can be more difficult to detect, because even the address bar and padlock that appear
in your browser window can be faked. To make sure you're on our site, type in www.vystarcu.org
and see if you get to the same place.
Learn more about VyStar's online security practices for those members who conduct
their business through Internet Banking.
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What we do ..........
Ask you to sign on by entering ONLY your LOG-IN ID and Password.
Allow you to sign up for banking alerts that you'll receive regularly about various
transactions on your account.
Notify you by e-mail when there's a message waiting for you in your secure Internet
Banking inbox.
Allow you to set-up notifications for BILL PAYER and e-Statements that will notify
you by e-mail when there's a bill due, a payment has processed or your statement
is ready.
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What we DO NOT do ..........
Ask you for your PIN/PASSWORD when servicing your account. No one from VyStar will
ever ask or solicit for that type of information.
Require you to enter anything other than LOG-IN ID and PASSWORD to sign into
Internet Banking.
Send urgent or time-sensitive e-mails that ask you to provide, update, or confirm
sensitive data like your Internet Banking Log-In ID or Password, PIN, SSN,
ATM/DEBIT or Credit Card number or expiration date, CVV code, e-mail address, security
code or mother's maiden name.
Send you an e-mail that tells you to provide personal or financial information
because it's for your own security.
Send you an e-mail with input fields that ask you for sensitive, personal or financial
information.
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that appears in the lower right corner. The links in the phishing e-mails almost
always take you to a counterfeit or spoofed web site.