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VyStar Loans Are Simply Sensible -
At VyStar, we offer simply sensible loans that are right for you. We offer the right rates and right terms on our loans to help you manage your finances and get the things you want. When you come to us, we look at all your options and help you choose the best form of financing – a loan you can live with long after you obtain it.
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Spread The Word - VyStar is Lending - Help someone you know and help your credit union grow even stronger. Be sure to tell family, friends, co-workers and neighbors they are just two steps away from getting an affordable, low-cost loan from your Credit Union. All they need to do is simply join and apply. It’s quick and easy.
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Creating Opportunities for Financial Gain - Are you eager to get your savings going? Do you need to take another look at your financial plan to see if it’s working for you? Are you ready for retirement? Let VyStar Investment Services help you achieve your short- and long-term goals and put together a plan for your financial future and retirement.
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VyStar's Web NEWS - Did you know that members who get their monthly statements online at www.vystarcu.org can also view their 2008 Tax Forms in Internet Banking? Did you know you can use secure TurboTax® Online to do your taxes and set up Direct Deposit to get your refund quicker? Did you know you can communicate with a VyStar Representative - live - while you're in Internet Banking?
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Use Direct Deposit to Get Your Tax Refund Fast - It's Tax Season. Get your refund fast by using VyStar's free Direct Deposit service. It's convenient and safe. Find out how to set up electronic transactions the correct way to ensure transactions like direct deposit are successfully completed.
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New Jacksonville Beach Branch - We’re Moving. Our new Jacksonville Beach Branch at 100 3rd Street North - just north of Beach Blvd, across from City Hall - will open February 11th (7:30 a.m. Drive-thru; 9 a.m. Lobby). Our old Beach Plaza location closes February 10th at 5 p.m. Come see us!
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VYSTAR LOANS ARE SIMPLY SENSIBLE
At VyStar, we offer simply sensible loans that are right for you. Let us help make your dreams come true.
Simply sensible lending. We offer the right rates and right terms on our loans to help you manage your finances and get the things you want. When you come to us, we look at all your options and help you choose the best form of financing – a loan you can live with long after you obtain it.
More than a customer. Because you belong to a credit union, you are a member and owner receiving special value, quality service and benefits you can’t always find elsewhere. We’ll help make it possible for you to achieve your goals. Let us help you buy a car, go to college, refinance a higher interest loan, consolidate your debt, purchase a new home or use your home’s equity.
Someone you can trust. We want to make your borrowing experience as pleasant as possible and will go out of our way to ensure you understand the benefits of our loan programs. At VyStar, you’ll never need to worry about tricky terms or fine print fees. We are
dedicated to providing the best loans and service at the lowest cost. Whatever life’s goals or challenges may be, we offer you professional advice and practical solutions.
Let us help you today. Your VyStar Representatives are ready to discuss your financial needs and answer your questions. Call (904) 777-6000 or (800) 445-6289, option 3 to apply, stop by a VyStar Branch or apply online at www.vystarcu.org. To find out more about VyStar's loan programs and services including current rates, go to www.vystarcu.org today.
All loans are subject to credit approval. Certain restrictions may apply.
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Spread The Word - VyStar is Lending
Help someone you know and help your credit union grow even stronger. Be sure to tell family, friends, co-workers and neighbors they are just two steps away from getting an affordable, low-cost loan from your Credit Union. All they need to do is simply join and apply. It’s quick and easy. In the branch, the short time it takes will be well worth their visit. Or, they can phone our Call Center at (904) 777-6000, option 3 or (800) 445-6289, option 3 for assistance.
All residents of Northeast Florida and family members by blood, marriage or adoption regardless of where they live are eligible to join VyStar.
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Creating Opportunities for Financial Gain
Are you eager to get your savings going? Do you need to take another look at your financial plan to see if it’s working for you? Are you ready for retirement? Let us help you achieve your short- and long-term goals and put together a plan for your financial future and retirement.
VyStar Investment Services can help you plan a strategy for you and your family no matter what level of help you need or financial situation you have today. Let us help you:
- Roll-over your 401k/pension plan if you’ve changed jobs
- Develop a savings and investment plan
- Protect your family with life insurance
- Make appropriate retirement savings choices
- Manage your investments
- Plan to pay for long-term care
- Create a retirement income plan to approach those years with confidence
VyStar Investment Services Programs:
Investment Products and Services: mutual funds and securities trading
Annuities Products: fixed, variable and index annuities
Financial Management Services: retirement planning, IRAs, 401(k)/pension rollovers, education planning, asset accumulation, and seminars
Insurance Services: long term care insurance, life insurance, hospital accident protection
Talk to an experienced VyStar Investment Services Financial Advisor today about your needs. Schedule a complimentary consultation at no cost or obligation. Call (904) 908-2495 or (800) 445-6289, ext. 2495.
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member, a registered FINRA/SPIC broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR010915-1D40
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VyStar Web NEWS
View Tax Forms Online
Did you know that because you get your monthly statements online at www.vystarcu.org, you can also view your 2008 Tax Forms in VyStar Internet Banking? If this applies to you, next time you log-in to view your VyStar e-Statements, you'll also see your tax forms listed. Visit VyStar's website "How to Center" for other tax season information including, what's new, a list of 2008 IRS Tax Forms, a Tax Season Q&A and more.
File Online at Credit Union Prices with TurboTax Online
Use secure TurboTax® Online at www.vystarcu.org to do your taxes. TurboTax Online will help you find deductions so you can get the largest refund possible. When you’re ready, e-file using our Direct Deposit service to get your tax refund quicker.
VyChat Online
Need help online? Use “VyChat” to communicate with a VyStar Representative – live – when you’re in Internet Banking. Click VyChat at the top of the screen to get assistance. We’re open during Call Center office hours.
Your exchange with a VyStar Representative will be completely secure. Our chats take place over an encrypted (https) protocol for both incoming and outgoing messages.
VyChat Hours: Monday through Friday from 8:30 a.m. to 7:00 p.m. and Saturday from 9:00 a.m. to 3:00 p.m. VyChat with us today!
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Use Direct Deposit to Get Your Tax Refund Fast
Get your refund fast by using VyStar's free Direct Deposit service. Be sure to use the correct Account Number and
Routing Number when setting up direct deposit, bill payment and other e-services.
To ensure your electronic service continues without disruption you are required to have the correct Account Number and Routing Number on all your requests for electronic transactions. Sometimes a Member Number is submitted by mistake. This number is different from your VyStar Account Number and does not identify the specific account you want money moved to or from. Your correct Account Number is required when setting up electronic transactions.
A good example of an electronic service you may want to use is to have your paycheck or tax refund directly deposited into your account. Another example is to set up a bill payment online. It is very important to use correct numbers when setting up these types of transactions. Your correct Account Number identifies a specific account at VyStar. Each account has a different number. For instance, your checking account number is different from your savings account number. Just as important is to specify when possible what type of account you want your funds directed to. Be sure you choose “checking” or “savings” when you’re making direct deposit arrangements. It is also important to use the correct Routing Number. VyStar’s routing number is always the same.
NOTE: If you use your Member Number by mistake, the system will not know which account to access in order to move money and the transaction will not post according to standard electronic service procedures.
What numbers do I use to set up an electronic transaction?
For Checking accounts, use the account number
listed on your checks using the MICR line at the bottom. You can also find your
checking account number when you login to Internet Banking on VyStar’s website—it is listed under “Account Number”
on the “Balances” screen next to each Account Name you have. Or, look on your monthly statement above the
transactions on each account you have.
For other Deposit accounts, use the numbers on
the “Balances” screen in Internet Banking or on your monthly statement. Checking and savings
accounts each have their own set of numbers.
For Loan accounts, use the twelve-digit account number found
at the bottom of your payment coupons only. Do not use the number in Internet Banking.
For VyStar’s Routing Number, always use 263079276
If you have questions about setting up an electronic transaction, we will be glad to assist you. Call us at (904) 777-6000, option 9 or 800-445-6289, option 9.
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New Jacksonville Beach Branch - We’re Moving
Our new Jacksonville Beach Branch at 100 3rd Street North - just north of Beach Blvd, across from City Hall - will open February 11th (7:30 a.m. Drive-thru; 9 a.m. Lobby). Our old Beach Plaza location closes February 10th at 5 p.m. Come see our new location with more services.
• 4 Teller Stations
• 3 Member Service Offices
• 1 Internet Banking Station
• 4 Drive-thru Lanes (NEW)
• Safe Deposit Boxes (NEW)
• 2 ATMs (walk-up/drive-up)
Watch for details about our Grand Opening Celebration.
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VyStar Holiday Closing
February 16, 2009 - Presidents' Day
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February 2009 - VyStar Facts Newsletter
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