Credit & Lending Center

UChoose Rewards®:

UChoose Rewards is a valuable points-earning benefit for VyStar Visa® Check Card and Platinum Rewards Visa® Cardholders. Earn points on qualified purchases when you use your rewards cards PLUS, earn additional points when you make purchases at in-store and online "participating retailers". There are hundreds of well-known retailers that participate in the rewards program. Get a complete list of retailers and offers to choose from on the UChoose Rewards website. With UChoose Rewards you can earn as many points as you like and use them anytime you like. There's no cap.

Visit the UChoose Rewards Demo site to see how it works:
The UChoose Rewards Demo is an interactive mock-up of the UChoose Rewards website that will give members a better understanding of the program's function and numerous services. Visit UChoose Rewards Demo site click here to see how it works. You will be required to login, just like you would when using the real UChoose Rewards website. Login with User Name: demouser and Password: demouser.

More ways to redeem your points – all redemptions are online:

  • Make online Travel Reservations for airlines, cruises, resorts, etc.
  • Redeem your points for Gift Cards to your favorite restaurants, stores, hotels, etc.
    • NEW! Enjoy the benefits of new lower point pricing and the ability to redeem for either a one-way or round-trip ticket;
    • NEW! Delta has been added to the list of air lines to choose from when making flight/package reservations.
    • NEW! In addition to convenient online services that allow you to redeem points for a flight or gift card, personal assistance is also available by calling UChoose Rewards Representatives at their toll-free number. Call: 1-866-321-3511 Monday–Friday 7 a.m. to 10 p.m. and Saturday 12 p.m. to 6 p.m. (EST). VyStar Call Center Representatives at (904) 777-6000 or 1-800-445-6289, option 2 are also available if you have questions or need help redeeming points click here for our Call Center hours.
  • Redeem your points for Event Tickets such as concerts, plays, sporting events, etc.
  • Shop millions of name-brand Merchandise online at UChoose Rewards

Where to redeem your points online and get more information about the UChoose Rewards program:

  • Login to VyStar Internet Banking, select the "Additional Services" tab, and UChoose Rewards for either your rewards Credit Card or Check Card.
    • For rewards Credit Cardholders select your card account and click "Enter" for the UChoose Rewards website and access to all your rewards information and services.
    • For rewards Check Cardholders click "Enter" for the UChoose Rewards website and access to all your rewards information and services. A one-time registration is needed when check card members first access UChoose Rewards; you will also need to set up your login credentials (user name and password).
  • If you do not wish to use VyStar Internet Banking, you have another option to access UChoose Rewards. Go directly to the UChoose website at www.uchooserewards.com. A one-time registration is needed; you will also need to set up your login credentials (user name and password).

How to keep track of your UChoose Rewards points:

With UChoose Rewards you can set up a "Wish List" that will let you know when you've saved up enough points for a specific item. You can also get Quarterly Updates on your points via email.

  • Where to view your Credit Card points balance: Members with rewards credit cards will get their points balance (for end of prior month) on their credit card statements. Your points balance is also available online via Internet Banking or by using VyChat from this website, or logging in to www.uchooserewards.com (one-time registration required). You can also phone VyStar's Call Center at (904) 777-6000 or 800-445-6289.
  • Where to view your Check Card points balance: Members with rewards check cards can get their points balance via Internet Banking or by using secure VyChat from this website, or logging in to www.uchooserewards.com (one-time registration required). You can also phone VyStar's Call Center at (904) 777-6000 or 800-445-6289.

 

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