Credit & Lending Center

Pay & Save Loan:

Pay & Save Loan for Emergencies

Have emergency cash needs? Our Pay & Save Loan allows qualified members to borrow up to $750 at a reasonable interest rate with the ability to pay the money back within a period of up to six months. We hope this helps prevent the need for those other types of payday loans. At VyStar, we are not for profit. We don’t have high interest rates, charge excessive fees or attach penalties that can put even more financial hardship on those who are struggling to make ends meet. In fact, we’ll help you save.

The premise behind our loan is not only to help people through a financial crunch but also to help them learn to save money. Ten percent of the loan proceeds must go into a savings account for future use of the borrower. Only one loan may be taken at a time, and the borrower is encouraged to contact VyStar's free financial counseling service. We believe that learning to save money is a very important step in finding financial freedom.

To Apply: Phone VyStar’s Call Center at (904) 777-6000 or 1-800-445-6289 or stop by a VyStar Branch.

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