Credit & Lending Center

Your VyStar Mortgage Loan Consultants

Marvin Burnsed

Marvin “Burnie” Burnsed
NMLS #1012448
(904) 403-6304
burnsedm@vystarcu.org
VyStar Mortgage Loan Consultant

 

 

Marvin Burnsed uses his 13 years of experience in the mortgage industry and broad expertise to consult with members whether they are looking for a conventional, jumbo, vacant land, FHA, or VA mortgage.

Marvin loves working with first time homebuyers and explains the process of qualifying in a gentle, no pressure approach. He has helped hundreds of people improve their credit and finances to make the dream of owning a home a reality. He specializes in helping members find the right mortgage for the purchase of a new home, second home, doublewide mobile home, or land, as well as assisting in refinancing current properties. He strives to have repeat borrowers come back with their mortgage needs and questions.

If you would like to speak with Marvin Burnsed, please call him at 904-403-6304 or email him at burnsedm@vystarcu.org. He will be happy to meet with you at any location and at any time that is convenient for you, including evenings and weekends.


Mary Holcombe
NMLS # 371871
(904) 403-6303
holcombem@vystarcu.org
VyStar Mortgage Loan Consultant

 

 

Mary Holcombe offers 15 years experience in the real estate and mortgage industry that serves Northeast Florida. Mary's professionalism, knowledge, and expertise in conventional, FHA, and VA financing provides the best loan solutions possible.v

Mary holds a Florida Real Estate Brokers License and Florida Mortgage Broker License. She has working knowledge of all aspects of mortgage lending and provides counseling for your home purchase or refinance, and the best practices for accessing your home's equity to strengthen your financial position. Mary is a long-time member of VyStar and understands the many benefits and services offered to our membership.

If you would like to speak with Mary Holcombe, please call her at (904) 403-6303 or email her at holcombem@vystarcu.org. She will be happy to meet with you at any location and at any time that is convenient for you, including evenings and weekends.


Carrol Leonard

Carrol Leonard
NMLS # 623238
(904) 303-0728
leonardc@vystarcu.org
VyStar Mortgage Loan Consultant

 

 

Carrol Leonard has served the mortgage lending needs of VyStar members since 2007. A native of Jacksonville, Florida, Carrol brings over twenty-five years experience in the mortgage services industry to VyStar Credit Union. Her background is in real estate title with a career in banking and mortgage lending.

Carrol specializes in helping members find the right mortgage for the purchase of a new home, second home, or land, as well as assisting in refinancing current properties. Additionally, she can assist members interested in an equity loan. Carrol is versed in the growing Manufactured Home/Land market.

If you would like to speak with Carrol Leonard, please call her at (904) 303-0728 or email her at leonardc@vystarcu.org. She will be happy to meet with you at any location and at any time that is convenient for you, including evenings and weekends.


Wendy Moatz

Wendy Moatz
NMLS# 623211
(904) 403-6314
moatzw@vystarcu.org
VyStar Mortgage Loan Consultant

 

 

Wendy Moatz, a long-time VyStar Credit Union member, began her career as a Mortgage Loan Officer with VyStar in 2006.  She was raised in a military family, which allowed her the opportunity to live in Florida, Rhode Island, California, Virginia and the Philippines before graduating from Albion College in 1995.  Wendy specializes in Conventional, VA, FHA, Land and Home Equity Mortgage Products.  She is currently a licensed Mortgage Loan Originator through the State of Florida and her 2011 Five Star Mortgage Professional Award represents her continuing commitment to providing excellent member service.   

If you would like to speak with Wendy Moatz, please call her at 904-403-6314 or email her at moatzw@vystarcu.org.  She will be happy to meet with you at any branch location at a time that is convenient for you.


Nichole Smith

Nichole Smith 
NMLS # 665295
(904) 316-5292 
smithnich@vystarcu.org
VyStar Mortgage Loan Consultant

 

 

Nichole Smith has seven years of experience in the real estate and Mortgage industry. Nichole is very knowledgeable in Conventional, FHA, and VA mortgages. Whether you are purchasing a home or refinancing your current home, Nichole will explore all VyStar programs to determine a mortgage solution that meets your financial needs. She consistently provides outstanding member service by actively communicating with you throughout the loan process to ensure a smooth process from start to finish.

If you would like to speak with Nichole Smith, please call her at 904-316-5292 or email her at smithnich@vystarcu.org. She will be happy to meet with you at any location and at any time that is convenient for you, including evenings and weekends.


MESSAGE OF THE DAY

Close