Payment Services :: VyStar Credit Union

How to Make a Credit Card Payment

Use FREE Pay-My-Bill in Internet Banking

Pay-My-Bill is the quickest payment option cardholders can perform directly through their VyStar Credit Card Account in Internet Banking. Payments may even be applied to the account that same business day. Make individual payments every week – or more often if you like.

Here’s how payments with Pay-My-Bill work: If your credit card payment is due on the 7th of the month (on a business day during the week) and you make your payment online before 5 p.m. (EST) on the 7th (that same day), your payment will be on time. Your available credit for the amount you paid will be available the next business day to use again when you need it. And approximately two days later your payment will post to your Checking Account.

How to use “Pay-My-Bill: Login to Internet Banking and on the account “Balances” screen; click your credit card name (example: PLATINUM) under the Loan Accounts section. Then, select "Pay-My-Bill" at the top of the screen. (First-time Internet Banking users will need to do a one-time enrollment.)

For FREE EASY PAY

EASY PAY is VyStar’s electronic credit card payment service. Taking advantage of this free credit card payment service (different from Pay-My-Bill) will save you time and money!

Arrange with us to make your monthly credit card payments electronically. You determine what amount you would like to deduct from your VyStar checking or savings account each month and we’ll do the rest. Select “Sign Up for EASY PAY” above for the EASY PAY printable sign-up form. You can also sign up for EASY PAY in Internet Banking. Login to Internet Banking to set-up, change or cancel automatic credit card payments. Go to REQUESTS for secure online forms and select “EASY PAY sign up form”.

Set up your credit card payments with FREE Bill Payer in Internet Banking

Another way your can pay your credit card bill online – or any other bill for that matter – is with VyStar’s Bill Payer in secure Internet Banking. Receive and pay bills online and view your payment history. You can pay recurring bills automatically or pay as your go. Log-in to Internet Banking, select the “Bill Payer” tab at the top of the screen and follow the easy instructions to set up your payments. When you set up your credit card payments through VyStar Bill Payer, you will receive your monthly credit card statement electronically.

Do a FREE Funds Transfer in Internet Banking

Move money directly from your Checking Account to your VyStar Visa using Internet Banking. It works the same way that other types of transfers work and you can do it anytime you wish and in any amount.

Phone your payment with FREE Magic*Touch

Not near a computer? Although we rely on the Internet to perform many of our financial services, sometimes your cell or a telephone is handier. In that case, call Magic*Touch – VyStar’s voice response telephone service. Make your VyStar credit card payment anytime at (904) 777-6001 or toll free 1-800-235-6289. With your Magic*Touch PIN, simply access Magic*Touch and follow the voice directions for making a VyStar credit card payment. Note: Your Magic*Touch Personal Identification Number was used when you enrolled in Internet Banking.

Internet Banking
EASY PAY Sign Up Form

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