Refinancing :: VyStar Credit Union

AUTO CENTER

REFINANCE YOUR LOANS WITH US

Successfully refinancing an auto loan can reduce your interest and monthly payments resulting in substantial savings over the life of the loan. You may even be able to keep the term of the loan within your current repayment schedule or pay off the loan sooner. Let a VyStar Representative help you determine if refinancing is a good solution for you.

Who should consider refinancing?

Someone who has a higher interest rate: Anytime interest rates drop is a good time to shop for ways to improve your finances. Refinancing can reduce the interest you are paying and lower your monthly payments. It may even allow you to pay off your loan sooner.

Someone who just bought a car and used dealer financing: A second look at your contract may tell you the interest rate on your loan is several percentage points higher. Buyer's remorse sets in and the search for a new auto loan begins.

Someone who bought a car on a short-term loan a couple years ago: The payments were high but affordable at the time you took out the loan. Now things have changed financially for you. You may have bought a house and your monthly expenses are much higher. Spreading the payments out over a longer period of time can help lower your payments.

Someone who had less than perfect credit: Refinancing may be a consideration when your credit score has improved which may allow you to qualify for lower rates.

Bringing your loans to VyStar can be a great move on your part. So what’s stopping you? Possibly you think there’s an involved and costly application process. Not true.

At VyStar it takes little time to get through the process. VyStar Representatives are trained and efficient in answering your questions, doing a loan comparison, explaining the easy process and taking your application. In many cases, approval is quick and the transfer process easy – we’ll take care of everything for you. And all without charging you any fees.

Credit & Lending Center