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VyStar's Visa Check Cards and ATM Cards:
The funds you have in your checking account are accessible by writing checks, transferring funds, using Internet Banking, using your ATM card, or by using your check card.
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VyStar Visa® Check Card (debit card):
Have the convenience of accessing your funds without writing a check. You simply swipe your check card at the local merchant just as you would with any other plastic card. The funds are deducted from your checking account. When you use your card, there are usually some choices to make at the register. Your decision to select “credit” or “debit” tells the system how to process your transaction and can make a difference when it comes to earning UChoose Rewards® points and other benefits. You’ll want to compare the programs.
With a VyStar Check Card enjoy the benefits of earning qualified purchase points with UChoose Rewards® when you use your card – or – activating cash back Purchase Rewards® offers via Internet Banking for your Check Card.
Activate your card and change your PIN at any VyStar ATM. VyStar ATMs offer options that will allow you to activate your new Visa Check Card at any VyStar ATM – it’s automatic. Simply insert your card, enter your personal identification number (PIN) and it’s done. Perform transactions as you normally would. Once you’ve entered your PIN, you will also be given the opportunity to change your PIN on your Visa Check Card/ATM Card anytime you visit one of our machines. Cards can also be activated at any POS device. Note: If you decide to change your PIN, please make sure you keep a reminder somewhere separate from your card so you don’t forget the new number.
Keep a record of your check card transactions. This will help you avoid spending more money than you have in your account. Overdraft protection arrangements can also be made to help protect you from mistakes or miscalculations.
Are you planning a trip overseas? Let us know a couple of weeks before you leave. By giving us your planned travel dates you can avoid your card being suspect. VyStar’s Electronic Security Protection (ESP) offers a package of free protection that monitors what is happening with your card services.
To dispute unauthorized transactions on your Visa Check Card or Business Check Card, contact your credit union at (904) 777-6000 or 800-445-6289.
VyStar's Check Card also acts as an ATM card, using your same PIN. With your PIN, you can access your accounts and get cash at any VyStar ATM surcharge-free.
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UChoose Rewards®
Purchase Rewards®
Choose Credit or Debit
Mobile & Text Message Banking
Electronic Security Protection
Report Lost or Stolen Card
Check Card Terms & Conditions
Daily Limits
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VyStar ATM Card:
Perhaps all you want is the ability to get cash out of ATMs. Then our ATM card is just what you need. If you have a VyStar Visa Check Card, then there is no need for you to have an ATM card. Our ATM cards can be used at many networked ATMs throughout the World. When using a VyStar ATM there are no additional charges; however, if you use another institution's ATM, they may deduct a service fee (or surcharge) at the time you get your cash. By law, the instructions have to tell you they will be charging you, before your transaction is completed. VyStar never charges additional fees when you use an ATM that is owned by another institution.
Change your PIN. At any VyStar ATM, members can change their ATM Personal Identification Number (PIN) once their existing PIN has been entered at the machine. It's convenient and can help maintain the security of your information. Note: If you decide to change your PIN, please make sure you keep a reminder somewhere separate from your card so you don’t forget the new number. |
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VyStar ATM Networks & Locations
Electronic Security Protection
Report Lost or Stolen Card
Daily Limits
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Business Check Card
How to Use a VyStar ATM
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