Checking Center

• ATM card
• Balancing your checking account
• Bill Payer
• Check Card
• Internet Banking
• Overdraft Protection
• Paying bills on-line
• Reordering Checks
• RSVP Reloadable Visa
• Setting up a direct deposit
• Senior Class
• Wire Transfers

The funds you have in your checking account are accessible by writing checks, transferring funds, using Internet Banking, using your ATM card, or by using your check card.

		VyStar Visa® Check Card (debit card): Have the convenience of accessing your funds without writing a check. You simply swipe your check card at the local merchant just as you would with any other plastic card. The funds are deducted from your checking account. When you use your card, there are usually some choices to make at the register. Your decision to select “credit” or “debit” tells the system how to process your transaction and can make a difference when it comes to earning CURewards points and other benefits. You’ll want to compare the programs. Keep a record of your check card transactions.  This will help you avoid spending more money than you have in your account. Overdraft protection arrangements can also be made to help protect you from mistakes or miscalculations. Are you planning a trip overseas?   Let us know a couple of weeks before you leave. By giving us your planned travel dates you can avoid your card being suspect. VyStar’s Electronic Security Protection (ESP) offers a package of free protection that monitors what is happening with your card services. To dispute unauthorized transactions on your Visa Check Card or Business Check Card, contact your credit union at (904) 777-6000 or 800-445-6289. VyStar's Check Card also acts as an ATM card, using your same PIN.		CURewards Program Choose Credit or Debit Electronic Security Protection Report Lost or Stolen Card Check Card Terms & Conditions Daily Limits
		VyStar ATM Card: Perhaps all you want is the ability to get cash out of ATMs. Then our ATM card is just what you need. If you have a VyStar Visa Check Card, then there is no need for you to have an ATM card. Our ATM cards can be used at many networked ATMs throughout the World. When using a VyStar ATM there are no additional charges; however, if you use another institution's ATM, they may deduct a service fee (or surcharge) at the time you get your cash. By law, the instructions have to tell you they will be charging you, before your transaction is completed. VyStar never charges additional fees when you use an ATM that is owned by another institution.		VyStar ATM Networks & Locations Electronic Security Protection Report Lost or Stolen Card Daily Limits

Business Check Card

How to Use a VyStar ATM